Am I having gynecomastia/manboobs?

Hi, I am 20 years old. I have attached my chest photos so can you tell me if I am having manboobs/gynecomastia or is it normal? There is also lump under my eft nipple. It is freaking me out.

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Hi and how are you ?
I feel for you and imagine how are you are feeling about those manboobs.
There is one product you can try.
let me know if you are interested.