Cracks on foreskin

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I've been having these fissures since I was 13/14 years old. I'm pretty sure it's not a std because I'm virgin, it has a different texture to it , it's kinda velvety/ dry idk how to describe it. doesn't hurt, but sometimes if I masturbate too much it can get a little bit sore. Maybe it has something to do with my weight? I'm overweight. (5'6 260 lbs). I'm afraid to go see an urologist and i don't want to get circumcised, it really bothers me aesthetically, I'm virgin and I would really like to have sex with someone but what if they think I have some std or something?? I'm embarrassed by it. I've used 3 different types of antifungal creams but haven't seen any changes.

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This looks rather interesting in that it seems very unusual - the development that you have on your foreskin is normally what you would see on the glans / head of penis.
And yes, I would not want to get circumcised either! Stop using the antifungals, as simply they will have no impact on this. You have set yourself a goal of having sex, you may have a little work to do so that your mind, and potentially your body is fit enough to achieve that.
First, let us think of the practicalities of what you have: can you fully expose the head / glans of you penis by drawing your foreskin downwards on the shaft of your penis?
What age are you? I am guessing you live in the States … ?

Hi it does look a little unusual and probably is some kind of fungal or yeast infection. Do you have any other skin conditions anywhere else on your body? I would visit your GP and ask for a referral to dermatologist.