Is my urethra in the right spot?

Kidney and urinary tract
1

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im not sure if my urethra is too close to my vagina it seems to rub during sex and hurts
2

Yes its in the right place. Use google images to compare.

3

Potentially, adding more lube may help during intercourse. If you try that and it continues to hurt, I suggest making an appointment with a urologist or gynecologist for further evaluation.