re: "And I live in Miami Florida. You would think they would have the latest of everything."
Unfortuantely the problem is that the FDA is overly cautious about approving new technology and keeps us a number of years behind what is available in the rest of the world in some areas such as IOLs (even ones that are made by American companies which are often the innovators, but sometimes don't even try for US approval).
None of the trifocals have been approved yet by the FDA. Trifocals have been available for a few years in Europe (there are 3 main models out now, the AT Lisa Tri, the Finevision and the recently approved Alcon Panoptix, and I think another minor brand or two like the RevIOL might still be in the trial stage, or recently approved). The trifocals tend to provide lower risk of halos&glare than the older high add bifocals, but I'm not sure how they compare to the new low add bifocals that were approved this year by the FDA which also tend to have lower risk of night vision issues. (the lowest add Tecnis bifocal has a study suggesting there are fewer night driving issues with that lens than with a monofocal).
I was diagnosed with a problem cataract in one eye at the atypically young age of 49 and figured since I'd be living with the lens for hopefully another few decades that I wished to get the best choice possible, and was frustrated to discover the situation. Since one eye remained good, I postponed surgery for 2.5 years in hopes something better would be approved, but finally gave up and travelled to Europe last December for my cataract surgery to get the latest lens. I was more concerned with intermediate distance than with near vision since as a software developer (/entrepreneur) I spend lots of time on a computer.
Although I almost went with a trifocal, I instead went with the new Symfony lens (also not yet approved by the FDA, but it is in trials here now so it might be in a year or two) which provides better intermediate vision than the trifocals (one study from a few months ago says it has the best visual acuity from 46 cms outwards of the IOLs they tested) but not quite as good very near vision, but with also a lower risk of halos&glare issues (comparable to a monofocal) and less lost of contrast sensitivity (again comparable to a monofocal).
The right lens to go with depends on your visual needs, and whether you wish to risk things like halos&glare. The vast majority of people have good results with multifocal lenses, and even the minority that see halos usually don't consider them a problem. It is a minuscule fraction that ever get a lens exchange due to issues with multifocals, but unfortunately of course on the net its often those with problems that post to the net so you can get a skewed perspective of how many people have problems. Unfortuantely of course anyone can wind up being the "statistic" that has a problem so it is something to factor in.
The newer low add bifocals as I mentioned tend to have lower risk of halo&glare issues than the older high add bifocals, especially the Tecnis lenses which seem to have some advantages over the Alcon lenses (which seem to merely be marketed better so many doctors use them).
There are some doctors that mix&match different add multifocals for each eye to try to give them good computer distance vision in one eye and better near vision in the other for reading.
The Crystalens is the only accommodating lens available in the US, and has a good chance of giving better intermediate vision than a high add bifocal, but I'm not sure how it compares to the recently released low add multifocals. The reason I didn't consider it is because in some fraction of patients the lens doesn't seem to accommodate at all and is merely the same as a monofocal (the guesses vary, I think I'd seen one surgeon recently talk about 10% or 15% perhaps). Older versions of the lens also seemed to have more of a risk of complications like z-syndrome, which the newest lens may be less prone to but I hadn't seen good statistics on that. Even among those where it does accommodate, how much near you get varies, I think I'd seen figures suggesting that perhaps half of the people need reading glasses. (though that can be made up for by using some degree of monovision). I decided the trifocals, and the Symfony, were a better bet for decend near in addition to decent intermediate. (I have 20/25 near vision at my best distance, and have no trouble reading my smartphone or even the fine print on eye drop bottles).
If I had to do the surgery in the US today, I'd likely have gone for the low add Tecnis bifocal out of the limited choices available here. However the other option with the Crystalens is that if it doesn't provide enough near vision, there are now corneal inlays that may be able to provide more near. They are intended for people with presbyopia to give them better near vision, but they have been tested for people with monofocal IOLs as well, though I haven't seen a study of them being used with the Crystalens to see how well they do. The Kamra inlay was approved by the FDA this year, though I think the Raindrop (approved elsewhere, but in trials here so it may be approved) may be a better bet since it seems to reduce contrast sensitivity less. I don't know if the inlays could be combined with a multifocal lens (or the Symfony), it just seems likely they'd be an option with the Crystalens since it is a single focus lens like a monofocal, and merely is able to perhaps accommodate a bit to change focus.
I don't know if your vision is too degraded by cataracts to do a contact lens trial, otherwise you might try multifocal contacts and perhaps monovision with single focus contacts. The optical quality won't be as high as a multifocal IOL (e.g. I suspect they reduce contrast sensitivity, low light vision, more) and the optics aren't quite the same, so even if you don't like them you might still like a multifocal IOL, but if you do like them that might give you a clue. I liked the multifocal contacts I had (which I fortunately was wearing even before my cataract) so I wasn't concerned about risking a multifocal, or the Symfony. I have noticeably better low light vision with the Symfony than I did with multifocal contacts.