Polyps? Skin tags? *Graphic*

I have noticed pain during intercourse here and there over the last few weeks. It feels like a small stabbing pain- I thought it was possibly the string of my IUD just jabbing me.

My last pap smear was 2 years ago and was normal.

I have had heavier discharge but otherwise no symptoms of anything- no itching, burning, foul smells, painful urination, etc.

Decided to take a look with a mirror today and saw one possible polyp/skin tag/not really sure but is definitely the one that is bothering me during sex. It is flat and soft like a skin tag.

I found a few other areas that possibly look like polyps but are not bothering me.

I don’t have insurance as of right now and just don’t know if I should be having an anxiety attack right now or not.

Pics are NSFW and the best I could do.

Hi there, do these small flaps of skin hurt when you touch them ? The pain you said is like a small stabbing pain internally or external kinda where these are ?