Smegma ?

so i have this yellow cottage cheesy like consistency around my labia minora, is that a bad sign ? and is that smegma ? since covid its a little hard to get an appointment right away

It could be an bacterial infection. Are you sexually active?

i would need a picture to give you better advice. it may simply be a yeast infection. any itching? most OBGYN and health clinics are open please make an appointment to get testes for stds.