Spot on labia I'm very worried about along with new discoloration.

hi i have this spot, it almost looks like a whole on my inner labia. its giving me horrible anxiety. also over the past year ive been geeting spots of discoloration as well. a little back ground information on me im 29 years old, and have one child (hes 10). I read that discoloration usually comes with age (around 40 plus) so a little worried, no pain associated with any of this. I unfortunately don't have insurance and haven't been to the gyno in years. so hoping to get a little insight here before I drop all that money on a Dr visit.

image

image

image