Skin tag or genital warts?

Hi. So sorry for the graphic photo. The first picture with red drawn circle is from two days ago I noticed this little lump near the entrance of my vagina. I went to the clinic straight away then she said she couldnt be sure what it was because it wasn't like a wart because it looked quite rough and dry. When she scraped at it, she said a bit of it came off that made it smaller. But she also did say that it could be what comes up before a wart. The second photo is what it is like now. Not sure whether its turned into a scab or its something else. I'm going to go again at the end of the week but it would nice to hear opinions please.

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